Ms. India Dunn

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Global Outreach - Lori Oliver

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Business: Ricky Brenek

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What Does it Mean to 'Live on Purpose?'

: Every spring, as you drive toward Independence and the ruins of Baylor Female College, the bluebonnets and wildflowers paint a breathtaking picture as they adorn the sprawling countryside. It's hard to come to this original home of UMHB without being inspired by the history of this place. I cannot help but be drawn into the story of Eliza Moore Townsend. Elli was just a 14-year-old girl when she stepped onto this same hill in 1876. Her life was about to change.

How to apply to scholarships

: To apply for scholarships for college, follow these steps: Research available scholarships: Look for scholarships that align with your interests, background, or field of study.Check eligibility requirements: Make sure you meet the criteria for the scholarship before applying.Prepare necessary materials: This may include transcripts, essays, reference letters, and test scores.Submit the application: This can be done online or through mail. Make sure to submit all required materials and follow instructions carefully.Wait for a decision: You will typically receive a notification of the scholarship committee's decision via email or mail. It's a good idea to start your search early and apply for as many scholarships as possible to increase your chances of receiving awards.

What is Accounting

: Accounting is the process of recording, classifying, and summarizing financial transactions to provide information that is useful in making business decisions. It is an integral part of any organization, as it helps managers, investors, and other stakeholders understand the financial performance and position of the company. Accounting involves the use of financial statements, which are reports that summarize the financial activities of a company. The three main financial statements are the balance sheet, the income statement, and the statement of cash flows. The balance sheet is a snapshot of a company's financial position at a specific point in time. It shows the company's assets (what it owns), liabilities (what it owes), and equity (the residual interest in the assets of the company). The balance sheet is useful for understanding a company's liquidity (ability to pay its debts) and solvency (ability to meet its long-term financial obligations). The income statement shows the company's revenues and expenses over a specific period of time, such as a month or a year. It is used to calculate the company's net income (profit or loss) for the period. The income statement is useful for understanding a company's profitability and trends in its financial performance. The statement of cash flows shows the company's inflows and outflows of cash over a specific period of time. It is divided into three sections: operating activities, investing activities, and financing activities. The statement of cash flows is useful for understanding a company's ability to generate cash and how it is using that cash. In addition to financial statements, accounting also involves the use of accounting principles, which are the rules and guidelines that govern the preparation of financial statements. These principles include the historical cost principle, which states that assets should be recorded at their original cost; the matching principle, which states that expenses should be matched with the revenues they help generate; and the accrual principle, which states that revenues and expenses should be recognized when they are earned or incurred, regardless of when payment is received or made. Accounting also involves the use of financial ratios, which are mathematical expressions that compare different financial aspects of a company. Financial ratios are used to analyze a company's financial performance and assess its strengths and weaknesses. Some common financial ratios include the debt-to-equity ratio, which measures the proportion of a company's financing that comes from debt versus equity; the return on assets (ROA), which measures the profitability of a company's assets; and the current ratio, which measures a company's ability to pay its short-term debts. There are several different types of accounting, including financial accounting, managerial accounting, and tax accounting. Financial accounting is concerned with the preparation of financial statements for external stakeholders, such as investors and creditors. Managerial accounting is focused on providing information to internal stakeholders, such as managers and executives, to help them make informed decisions. Tax accounting involves preparing tax returns and ensuring compliance with tax laws. Accountants may work in a variety of settings, including public accounting firms, private companies, government agencies, and nonprofit organizations. They may specialize in areas such as auditing, tax, or consulting, and may hold professional certifications such as the Certified Public Accountant (CPA) or the Certified Management Accountant (CMA). In conclusion, accounting is a vital part of any organization, as it provides information that is essential for making informed business decisions. It involves the use of financial statements, accounting principles, and financial ratios to understand a company's financial performance and position. Accountants may work in various settings and specialize in different areas, and may hold professional certifications to demonstrate their expertise.

Legendary golfer Ben Crenshaw, Architect Earl Santee Team Up to Build Golf Clubhouse, Practice Facility

: By Christi Mays The scene was the 1999 Ryder Cup Saturday night press conference. A downtrodden American team had a disappointing day on the course, and the outlook for a comeback was dismal with the Europeans leading 10-6. Leaning into the mic, U.S. Captain Ben Cren­shaw had a determined look. To the audience and the sports fans at home, he made a profound prediction. “I’m going to leave y’all with one thought… I’m a big believer in fate. I have a good feeling about this.” The following day, his team rallied to overcome the European’s lead to secure one of the most impressive comeback victories in sports history. Perhaps fate is at hand once again.

What can I do with a finance Major

: A major in finance can lead to a wide range of career opportunities in various industries and sectors. Finance is the study of how people, businesses, and societies manage their financial resources, and graduates with a degree in finance have a strong foundation in financial analysis and decision-making that is valuable in a variety of roles. Here are some potential career paths for those with a major in finance: Financial analyst: Financial analysts provide advice to businesses and individuals on investments and financial decisions. They may work in banks, investment firms, or insurance companies, and may specialize in areas such as stocks, bonds, or real estate.Investment banker: Investment bankers assist companies in raising capital by underwriting and issuing securities, and advise clients on mergers and acquisitions. They may work in investment banks, brokerage firms, or financial services firms.Financial planner: Financial planners help individuals and families plan for their financial goals, such as saving for retirement or paying for education. They may work in financial planning firms or financial services firms, and may hold professional certifications such as the Certified Financial Planner (CFP).Accountant: Accountants are responsible for recording, classifying, and summarizing financial transactions to provide information that is useful in making business decisions. They may work in public accounting firms, private companies, government agencies, or nonprofit organizations.Financial manager: Financial managers are responsible for overseeing the financial operations of a company, including budgeting, forecasting, and managing investments. They may

What Can I do with a Major in Economics

: A major in economics can lead to a wide range of career opportunities in various industries and sectors. Economics is the study of how people, businesses, and societies make decisions about the allocation of scarce resources, and graduates with a degree in economics have a strong foundation in analytical and problem-solving skills that are valuable in a variety of roles. Here are some potential career paths for those with a major in economics: Economist: Economists are experts in the field of economics and are responsible for conducting research and analyzing data to understand economic trends and issues. They may work in government agencies, think tanks, or research firms, and may specialize in areas such as labor economics, international trade, or monetary policy. Financial analyst: Financial analysts provide advice to businesses and individuals on investments and financial decisions. They may work in banks, investment firms, or insurance companies, and may specialize in areas such as stocks, bonds, or real estate. Management consultant: Management consultants help organizations improve their performance by analyzing business problems and developing strategies to solve them. They may work with clients in a variety of industries, including healthcare, finance, and technology. Data analyst: Data analysts use statistical and analytical techniques to extract insights from data and communicate their findings to decision-makers. They may work in a variety of industries, including finance, healthcare, and marketing. Marketing manager: Marketing managers are responsible for developing and implementing marketing strategies to promote products or services to target audiences. They may work in advertising agencies, public relations firms, or in-house marketing departments. Public policy analyst: Public policy analysts are experts in policy analysis and development, and work to address issues such as healthcare, education, and environmental sustainability. They may work for government agencies, think tanks, or advocacy organizations. Investment banker: Investment bankers assist companies in raising capital by underwriting and issuing securities, and advise clients on mergers and acquisitions. They may work in investment banks, brokerage firms, or financial services firms. Sales manager: Sales managers lead teams of sales professionals, setting sales targets and developing strategies to meet them. They may work in a variety of industries, including retail, technology, and healthcare. Economist: Economist are experts in the field of economics and are responsible for conducting research and analyzing data to understand economic trends and issues. They may work in government agencies, think tanks, or research firms, and may specialize in areas such as labor economics, international trade, or monetary policy. Researcher: Researchers use analytical and statistical methods to study a wide range of topics, from economic trends to social issues. They may work in academia, think tanks, or research firms, and may contribute to policy development or public understanding of complex issues. In addition to these specific career paths, a degree in economics can also provide a strong foundation for advanced studies in fields such as business, law, or public policy. With strong analytical and problem-solving skills, graduates with a major in economics are well-prepared to take on challenging and rewarding roles in a variety of settings.

What Can I do With My Major in Business Admistration

: Earning a degree in business administration can open up a wide range of career opportunities in various industries and sectors. With a strong foundation in business principles, critical thinking, and problem-solving skills, graduates with a major in business administration can pursue a variety of roles, such as: Management consultant: Management consultants help organizations improve their performance by analyzing business problems and developing strategies to solve them. They may work with clients in a variety of industries, including healthcare, finance, and technology.Marketing manager: Marketing managers are responsible for developing and implementing marketing strategies to promote products or services to target audiences. They may work in advertising agencies, public relations firms, or in-house marketing departments.Financial analyst: Financial analysts provide advice to businesses and individuals on investments and financial decisions. They may work in banks, investment firms, or insurance companies, and may specialize in areas such as stocks, bonds, or real estate.Human resources manager: Human resources managers are responsible for recruiting, training, and retaining employees within an organization. They may also handle employee benefits and relations, as well as oversee compliance with labor laws.Operations manager: Operations managers oversee the production and distribution of goods and services within a company. They may be responsible for managing supply chain logistics, implementing efficiency improvements, and developing budget and resource allocation plans.Entrepreneur: Many business administration graduates go on to start their own businesses, using their skills and knowledge to develop and market products or services.Sales manager: Sales managers lead teams of sales professionals, setting sales targets and developing strategies to meet them. They may work in a variety of industries, including retail, technology, and healthcare.Project manager: Project managers are responsible for planning, organizing, and directing the completion of specific projects within an organization. They may work in fields such as construction, software development, or event planning.Nonprofit manager: Business administration graduates may also pursue careers in the nonprofit sector, where they can use their skills to manage fundraising efforts, develop programs and services, and oversee the operations of charitable organizations.Government employee: Business administration graduates may also choose to work for local, state, or federal government agencies, where they can use their skills to develop and implement policies, manage budgets, and improve government services. In addition to these specific career paths, a degree in business administration can also provide a strong foundation for advanced studies in business, such as a Master of Business Administration (MBA) degree. An MBA can lead to even more career opportunities and advancement within an organization. Overall, a major in business administration can provide a wide range of career options and the opportunity to make a significant impact in various industries. With strong communication, leadership, and analytical skills, graduates with a business administration degree are well-prepared to take on challenging and rewarding roles in a variety of settings.